<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <!-- Homepage / Dashboard -->
  <url>
    <loc>https://www.smartculator.com/</loc>
    <lastmod>2025-12-31</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://www.smartculator.com/dashboard</loc>
    <lastmod>2025-12-31</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Health & Fitness Calculators -->
  <url>
    <loc>https://www.smartculator.com/bmi-calculator</loc>
    <lastmod>2025-12-31</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.smartculator.com/bmr-calculator</loc>
    <lastmod>2025-12-31</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.smartculator.com/ideal-weight-calculator</loc>
    <lastmod>2025-12-31</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.smartculator.com/lean-body-mass-calculator</loc>
    <lastmod>2025-12-31</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.smartculator.com/age-calculator</loc>
    <lastmod>2025-12-31</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Financial Calculators -->
  <url>
    <loc>https://www.smartculator.com/sip-calculator</loc>
    <lastmod>2025-12-31</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.smartculator.com/emi-calculator</loc>
    <lastmod>2025-12-31</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.smartculator.com/compound-interest-calculator</loc>
    <lastmod>2025-12-31</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.smartculator.com/loan-calculator</loc>
    <lastmod>2025-12-31</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Math Calculator -->
  <url>
    <loc>https://www.smartculator.com/math-calculator</loc>
    <lastmod>2025-12-31</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Informational Pages -->
  <url>
    <loc>https://www.smartculator.com/about-us</loc>
    <lastmod>2025-12-31</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.smartculator.com/contact-us</loc>
    <lastmod>2025-12-31</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.smartculator.com/blog</loc>
    <lastmod>2026-01-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Blog Articles -->
  <url>
    <loc>https://www.smartculator.com/blog/emi-calculator-guide</loc>
    <lastmod>2026-01-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.smartculator.com/blog/sip-investment-guide</loc>
    <lastmod>2026-01-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.smartculator.com/blog/bmi-vs-bmr-explained</loc>
    <lastmod>2026-01-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.smartculator.com/blog/ideal-weight-guide</loc>
    <lastmod>2026-01-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.smartculator.com/blog/compound-interest-guide</loc>
    <lastmod>2026-01-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
</urlset>
