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Terms of Service

Last updated: January 3, 2026

These Terms of Service ("Terms") govern your use of SmartCulator and the free online calculator tools available at www.smartculator.com. By accessing or using the site, you agree to these Terms. If you do not agree, please do not use the site.

1. Use of Our Calculators

SmartCulator provides free tools for financial, health, and mathematical calculations, including SIP, EMI, compound interest, BMI, BMR, ideal weight, age, and scientific calculators. You may use these tools for personal, non-commercial purposes.

2. No Professional Advice

Our calculators are provided for informational and educational purposes only. They do not constitute financial, investment, medical, legal, or tax advice. Results are estimates based on the values you enter and standard formulas. Always consult a qualified professional before making important financial or health decisions.

3. Accuracy of Results

We strive to keep our formulas accurate and up to date, but we make no warranty that the results are error-free or suitable for your specific circumstances. You are responsible for verifying any figures before relying on them.

4. Acceptable Use

  • Do not attempt to disrupt, overload, or gain unauthorized access to the site.
  • Do not copy, scrape, or republish the site's content without permission.
  • Do not use the site for any unlawful or fraudulent purpose.

5. Intellectual Property

All content, design, logos, and code on SmartCulator are owned by us or our licensors and are protected by applicable intellectual property laws. The "SmartCulator" name and brand may not be used without our written consent.

6. Third-Party Links and Ads

The site may contain advertisements and links to third-party websites. We are not responsible for the content, products, or practices of those third parties.

7. Limitation of Liability

To the fullest extent permitted by law, SmartCulator and its operators shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of, or inability to use, the site or its calculators.

8. Availability

We provide the site on an "as is" and "as available" basis. We may modify, suspend, or discontinue any part of the site at any time without notice.

9. Changes to These Terms

We may revise these Terms from time to time. Continued use of the site after changes are posted constitutes your acceptance of the updated Terms.

10. Contact Us

Questions about these Terms? Please reach out through our contact page.

See also our Privacy Policy.

Smart digital calculators — SIP, EMI, BMI, Age & more.

Smart Calculators — SIP, EMI, BMI & more

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